How to obtain loan from NHF scheme. On August 3, 2015 12:18 am In Homes & Property, News by Tony Comments. By YINKA KOLAWOLE. The National Housing Fund (NHF) scheme was established by Act 3 of.
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If you are using NHF in conjunction with a conventional loan, you will need to qualify based on estimated full repayment amounts on loans, which will exclude most residents. With FHA’s current rates around 3.5% on a 30 year and their newly reduced .8% MI, FHA is the most likely and advantageous financing scenario for residents using NHF.
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Nigerians above the age of 18 can apply for the NHF Loan. An applicant must be a contributor to the National Housing Fund for a minimum period of six months. And Applicant must have satisfactory evidence of regular flow of income to guarantee loan repayment. Main Value Proposition:
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If you were wondering, here is why NHF loans went away. We should bring these back and you can help. Comments comments
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As a contributor , you are entitled to NHF loan for the purpose of building, purchasing, or renovating a residential accommodation and no loan shall be for refinancing. A contributor is entitled to a maximum loan amount of fifteen million naira (N15,000,000.00) or as determine d by the accredited primary mortgage institution (PMI).
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