Property Jargon of the Day: Repricing –

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Every day, picks a piece of property jargon to explain it. Today we look at the lock-in clause, common to many bank loans: What is the Lock-In Clause? The lock-in clause (often just referred to as a lock-in) imposes a penalty for refinancing your home loan. With most banks, the penalty is 1.5 per cent of the undisbursed loan amount. For example:

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Every day, takes a piece of property jargon and demystifies it. Today, we’re looking at repricing: What is repricing? Repricing happens when you switch from one home loan, to another home loan offered by the same bank. People often reprice when their current bank offers a more attractive loan package than the one they’re on.

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Allow similar exemption from TDSR for loan repricing More Related ArticlesWe thank Mr ong kim bock for his letter "Allow. by TODAYonline March 30, 2017 TDSR rule change applies only to loans on existing propertiesThe Government is relaxing loan limit rules for. by The Straits Times March 11, 2017 Borrowing money against property easier now [.]

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